What is American Express Premier Rewards Gold Card?
The American Express Premier Rewards Gold Card is a credit card that offers a variety of rewards and benefits for its users. It is a premium rewards card that offers 3X rewards points on flights booked directly with airlines, 2X rewards points on purchases at US gas stations and US supermarkets, and 1X rewards points on all other purchases. The card also offers a $100 airline fee credit per calendar year , which can be used to purchase incidental fees on a single airline of the cardholder's choosing.
The Premier Rewards Gold Card has an annual fee of $250, which is higher than the fee for some other American Express cards, but it offers a broad range of rewards and benefits that may be valuable to frequent travelers and shoppers. Additionally, the card has no foreign transaction fees, making it a good choice for international travel.
Overall, the American Express Premier Rewards Gold Card is a good choice for those who want to earn rewards and benefits on their everyday purchases and travel expenses. It offers a solid range of rewards on purchases, as well as many additional perks and benefits that can be very useful to frequent travelers. However, it's important to consider the annual fee and whether the rewards and benefits offered by the card justify the cost.
Frequently Asked Questions about american express premier rewards gold card
The American Express Premier Rewards Gold Card is a mid-tier AMEX card with a huge annual fee, with very few side benefits. With the $100 airline fee credit, the annual fee is a more manageable $95.
American Express Gold pros and cons
The annual bonus credits (worth up to $340) include dining and hotel credits, which help justify the annual fee. It has solid travel and shopping protections and benefits, including complimentary hotel upgrades (if available) and baggage insurance.
Stainless Steel Metal
Your Basic American Express Gold Rewards Card is made from precision cut and engraved 13g Stainless Steel Metal, available in Gold or Rose Gold - it's the perfect companion on your next exceptional journey.
The Amex Gold Card is a premium card with a $250 annual fee. Here are the best card member perks that can make it worthwhile. Terms apply to American Express benefits and offers.
The Amex Gold card is geared toward people who shop frequently, eat out a lot, and do a lot of everyday spending. A Gold card's annual fee is $250 per year; the Platinum card's annual fee is $695. Platinum cards must be paid off in full every month. Gold card owners can carry over certain balances with interest.
The PREMIER Bankcard Mastercard is an unsecured card for people who want to establish or rebuild their credit.
American Express will pull your credit when you apply. And since it features some pretty decent benefits, the American Express® Gold Card requirements for approval tend to be a little stricter. We recommend that you have a good to excellent credit score, which ranges from 690-850, before you apply.
There are actually 2 personal Amex Gold cards, but only one of them offers bonus rewards on dining. Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards).
Unless your credit score is 700 or higher and you have a lot of income, it will be very hard for you to get approved for the Amex Gold card. In order to get the Amex Gold card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old.
The Amex Gold card is geared toward people who shop frequently, eat out a lot, and do a lot of everyday spending. A Gold card's annual fee is $250 per year; the Platinum card's annual fee is $695. Platinum cards must be paid off in full every month. Gold card owners can carry over certain balances with interest.
The Amex Gold's $250 annual fee places it between mid-tier and premium-level cards. Although there's no direct comparison on the annual fee front, several cards offer similar bonus categories and perks.
$375
It now features annual statement credits worth up to $395, new 4X bonus spending categories and cell phone insurance. But it's not all good news for cardholders - American Express plans to hike the card's annual fee from $295 to $375 (see rates and fees) and take away some existing benefits starting on Feb. 1, 2024.
Credit cards generally offer one of three reward structures: cash back, points or miles. The type of rewards you earn depends on the card you have.
A Premier customer on level 5 could earn up to 2% back on in-store shopping using a Premier Credit Card vs 0.25% on a Premier Cheque Card spend and up to 2% back on online shopping using a Premier Credit Card vs 0.25% on a Premier Cheque Card spend. This equates to 8 times more eBucks earned.
The PREMIER Bankcard® Mastercard® was designed for people who want to establish healthy credit habits. It allows people to establish a line of credit without putting cash down as a security deposit. However, the First Premier Bank Mastercard has some major caveats, including high APR and fees.
The Amex Gold card is geared toward people who shop frequently, eat out a lot, and do a lot of everyday spending. A Gold card's annual fee is $250 per year; the Platinum card's annual fee is $695. Platinum cards must be paid off in full every month.
