Pet insurance is health insurance that pays a portion of your pet's medical bills based on your coverage. No one plans to be injured or sick and neither do cats or dogs. As illness or broken bones can be painful, it never hurts to prepare for the unexpected when it comes to your pets.

The first “pet insurance”2 policy was issued in 1890 in Sweden and focused on horses and livestock. In 1924, the first policy covering a dog was issued in Sweden. In 1947, the first pet insurance policy was issued in the United Kingdom (UK).

Some insurers will allow you to add multiple pets to one policy, though most may require you to buy separate policies for each pet instead. Note that many pet insurance companies will only provide coverage for cats and dogs, so you may be out of luck with other pets like birds, hamsters, snakes, and rabbits.

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The benefit of pet insurance is to help cover the costs associated with a major procedure or medical treatment. Illness and injury treatments can cost pet owners hundreds to thousands of dollars. Radiation therapy can cost as much as $5,000 to $10,000 if your pet has cancer.

Pet insurance is an insurance policy bought by a pet owner which helps to lessen the overall costs of expensive veterinary bills. This coverage is similar to health insurance policies for humans. Pet insurance will cover, either entirely or in part, the often expensive veterinary procedures.

Owners can choose from two different types of dog health insurance coverage: Accident & Illness and Accident-Only. Accident & Illness plans cover injuries in addition to illnesses such as arthritis, hypothyroidism, cancer, ear infections, UTIs, digestive issues, and sometimes even a pre-existing condition.

Standard auto insurance policy coverage doesn't extend to pets. Ask your insurer about pet injury protection or pet insurance to keep your furry best friend safe in the car.

Reimbursement amounts: For Whole Pet plans, you can opt to be reimbursed 50% or 70% of your vet expenses. Modular plans can pay 50% to 90% of expenses. Major Medical reimbursement is based on your schedule of benefits. Coverage limits: There's a $10,000 annual coverage limit for Whole Pet plans.

• Pet insurance reimburses you for medicine, surgery, hospitalization and other expenses if your pet is sick or hurt.
• Most pet insurance plans cover cancer, diabetes and other common illnesses, but coverage varies for things like dental care and hereditary conditions.

Pet insurance mainly provides cover for veterinary fees if your pet is injured or becomes ill and is a sensible approach to making sure this does not become a concern. It can give you peace of mind that you are in a position to afford all the veterinary care that your pet may need.

Pet insurance mainly provides cover for veterinary fees if your pet gets ill or injured. Having a pet can be quite expensive, but when your pet gets ill or injured, they can cost you quite a lot. Veterinary treatment is not cheap. This is where having the right pet insurance policy for you is very important.

Most people purchase pet insurance within 6 months of getting a dog or cat. That's because there are no pet insurance plans that cover pre-existing conditions. Getting your pet covered early on ensures that any future health development will be covered by your plan.

30 days How long does it take to process my claim? Please allow up to 30 days from the time we receive all required information such as invoices and medical records (if requested).

Veterinary Pet Insurance (VPI) 1947 – Britain starts issuing pet insurance policies. 1980 – Veterinary Pet Insurance (VPI) was the first company to offer pet health insurance in North America (Nationwide was VPI's underwriter since it was founded and acquires the company outright in 2009).

Nothing compares to the joy of coming home to a loyal companion. The unconditional love of a pet can do more than keep you company. Pets may also decrease stress, improve heart health, and even help children with their emotional and social skills. An estimated 68% of U.S. households have a pet.