The Spark Cash Plus is a charge card with no preset spending limit, so it's a flexible card that can adapt to your needs based on your spending behavior and your payment and credit history. Another aspect to note about charge cards is that there's no annual percentage rate since your balance is due in full every month.

The Capital One Spark Cash for Business is the only major small-business card that offers an unlimited 2% cash back on all purchases, which makes it well worth its annual fee - $0 intro for the first year, then $95 - for small businesses that spend a lot.

Spark 2% Cash Plus comes with no preset spending limit that adapts to your needs based on spending behavior, payment history and credit profile.

670 to 850 Recommended credit score To be approved for the Capital One Spark Cash Plus, you'll need a FICO credit score in the good to excellent range - which is a score from 670 to 850.

The Capital One Spark Classic for Business cash advance fee is 3% (min $3) per transaction, whichever is higher. A cash advance fee is charged when using the Capital One Spark Classic card for cash withdrawals at an ATM, with a cash advance check or in person at participating locations.

The Capital One Spark Cash Plus is an easy-to-use business credit card that offers straightforward rewards - in this case, an unlimited 2 percent cash back on all purchases. It's also a charge card, which means cardholders have to pay their balance in full each month, and there's no APR or preset spending limit.

The limit on a Capital One Spark Classic business card is $500, but you may receive a higher limit depending on how high your credit score and income level are. on Capital One's Secured Site. Credit score is one of the many factors lenders review in considering your application.

The Capital One Spark Cash Plus is an easy-to-use business credit card that offers straightforward rewards - in this case, an unlimited 2 percent cash back on all purchases. It's also a charge card, which means cardholders have to pay their balance in full each month, and there's no APR or preset spending limit.

740 to 850 The Capital One Spark Cash Plus Card is for consumers with an excellent FICO credit score of 740 to 850. The Spark Cash Plus is a great card for businesses interested in cash back rewards, featuring no preset spending limit and an unlimited 2% cash back rewards rate.

Full Review For small-business owners with fair credit (FICO scores from 630 to 689), the Capital One® Spark® Classic for Business is a good choice - and one of just a few options available. It offers a basic 1% cash back on every purchase, an annual fee of $0 and no foreign transaction fees.

The minimum credit limit for Capital One Spark business cards is $500 for the Spark Classic card and $2,000 for the Spark Cash and Spark Miles cards. You may receive a higher limit depending on how high your credit score and income are.

Weekly Payments from Spark take place on Tuesdays. These payments cover the earnings accumulated during the previous pay period, which runs from Monday to Sunday of the previous week. Typically, the transfer of payments from Spark Driver takes place later in the afternoon or early evening.

Capital One Spark Cash and Cash Select: $2,000 minimum credit limit. Capital One Spark Miles and Miles Select: $2,000 minimum credit limit. Capital One Spark Classic: $500 minimum credit limit.

Yes. When your application is reviewed, Capital One Spark Classic will do a hard pull on your credit report. It is designed for applicants with limited credit, meaning less than three years of credit history, but other application factors will be taken into consideration as well.

Summary of the Capital One Spark Business Cards Approval Odds. You have the highest approval odds with a credit score above 740 for the Spark Cash, Spark Miles, and the “Select” editions of either card. A 670 credit score means you're likely to get an instant approval decision for the Capital One Spark Classic.

$500 Here's what you should know about the Capital One Spark Business credit limit: Capital One Spark Cash and Cash Select: $2,000 minimum credit limit. Capital One Spark Miles and Miles Select: $2,000 minimum credit limit. Capital One Spark Classic: $500 minimum credit limit.