The easiest way to redeem your cash rewards is for a statement credit, meaning the amount you redeem is subtracted from your account balance. You can also redeem as a check or as a direct deposit into an eligible Bank of America® account. All redemption options require you to have a minimum of $25 in cash rewards.

The Bank of America Customized Cash Rewards credit card minimum payment is $35 or 1% of your balance plus interest and late fees, whichever is more. But if your total balance is less than $35, your Bank of America minimum payment is the entire amount.

Redeem your cash rewards for any amount, anytime for statement credits, deposits made directly into a Bank of America® checking or savings account, or for credit to an eligible account with Merrill. Redemptions for a contribution to a qualifying 529 account with Merrill or for a check start at $25.

The Bank of America Customized Cash Rewards credit card is an excellent no-annual-fee card if you think you'll earn more by maximizing the card's bonus categories rather than with a 1.5 percent flat-rate cash back card.

Foreign transaction fee: You'll pay a 3% fee when you spend in a foreign currency, buy something abroad or make a purchase that is processed overseas. No specialized bonuses: The Bank of America® Unlimited Cash Rewards credit card offers one flat rewards rate.

Foreign transaction fee: You'll pay a 3% fee when you spend in a foreign currency, buy something abroad or make a purchase that is processed overseas. No specialized bonuses: The Bank of America® Unlimited Cash Rewards credit card offers one flat rewards rate.

The credit limit for the Bank of America® Customized Cash Rewards credit card is usually at least $1,000 and can be much higher, with some cardholders reporting limits of over $50,000. Bank of America uses your income, credit profile, and other information to set your card's credit limit.

Foreign transaction fee: You'll pay a 3% fee when you spend in a foreign currency, buy something abroad or make a purchase that is processed overseas. No specialized bonuses: The Bank of America® Unlimited Cash Rewards credit card offers one flat rewards rate.

The Bank of America Customized Cash Rewards credit card foreign transaction fee is 3%. The card's foreign transaction fee can apply whether you travel to another country or you go shopping internationally through your computer.

The Bank of America Customized Cash Rewards credit card is an excellent no-annual-fee card if you think you'll earn more by maximizing the card's bonus categories rather than with a 1.5 percent flat-rate cash back card.

The credit limit for the Bank of America® Customized Cash Rewards credit card is usually at least $1,000 and can be much higher, with some cardholders reporting limits of over $50,000. Bank of America uses your income, credit profile, and other information to set your card's credit limit.

FAQs on Bank of America international fees Yes. You can spend with a Bank of America credit or debit card more or less anywhere in the world – just look out for the logo of your card network.