On your settlement date, we automatically pay back the advance (plus express fees and optional tips) using your connected bank accounts based on your available funds. This brings your negative account balance to $0. If you can't pay the full balance, we run partial settlements instead.

No credit check and no interest! Get up to $500 instantly (1) with ExtraCash™ from Dave. There's no interest, credit check, or late fees. With a Dave Spending account, you can also get your paychecks up to two days earlier (2).

$500 Dave Cash Advance: You may request a cash advance of up to $500 with no interest and no credit check required. Dave will look at your bank account history to determine the amount you're eligible for.

Follow these steps:

1. Navigate to your settings ⚙️
2. Tap Edit profile (under your name)
3. Scroll and tap Close my Dave Account.
4. Select the reason why you want to close.
5. Confirm your account closure.

Unfortunately, we cannot offer extensions. Your payback date is "set" once you confirm and sign for your advance in the app.

December 12, 2023. A Settlement has been reached in a class action lawsuit concerning Dave Inc.

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Full Review of Dave Though users can get advances up to $500 - larger than some competitors' offerings - Dave's fast funding fees can be high compared to other apps. Users must also open a checking account with Dave in order to use ExtraCash.

With the ExtraCash™ option, users can borrow up to $500 with no credit check required or interest. Dave will automatically deduct the payment from your bank account on your next payday or on the nearest Friday to when you took the advance.

We may decline to open an Extra Cash Account for you for any reason, or for no reason; this includes if you have had or currently have any other relationships or accounts with either us or Dave that you did not maintain in a satisfactory manner.

Dave will automatically deduct the payment from your bank account on your next payday or on the nearest Friday to when you took the advance. If your account doesn't have enough money it will take partial amounts until the debt is settled.

Why the $1 a month fee? Each time we connect to your bank account, send balance updates, and text you about overdraft danger, we get charged fees. Your membership fee helps us offset those costs.