Chime is a financial technology company based in California that partners with The Bancorp Bank, N.A., and Stride Bank, N.A., to offer financial products. Both of the banks Chime partners with are FDIC members. Chime is known for offering low-cost accounts that do not include overdraft fees or monthly maintenance fees.

Chime Features

• ACH Payment Processing.
• Alerts/Escalation.
• Authentication.
• Bill Payment.
• Cash Management.
• Chat/Messaging.
• Compliance Management.
• Credit Card Management.

Chime Pros and Cons

• Good accounts for people with low credit scores or poor banking history.
• Low-fee checking and savings accounts.
• $0 minimum deposit for a checking or savings account.
• Receive your paycheck up to two days early.
• Automatic savings plans.

Chris Britt Chime was founded by Chris Britt (CEO) and Ryan King (CTO) in 2012 in San Francisco, California as an alternative to traditional banking with a mission of creating financial peace of mind. The company launched on April 15, 2014, on the Dr. Phil Show.

Chime is a fintech company that partners with banks to offer banking services. Its mobile app is highly rated with both iOS and Android. It offers useful features like balance notifications, a savings round-up tool, and access to special offers just for Chime users.

Chime is the most popular and largest neobank in the US, with 21.6 million account holders as of January 2023.

banking. Chime is a financial technology company founded on the premise that basic banking services should be helpful, easy and free. We want to profit with our members, not from them. That's why our model doesn't rely on overdraft fees, monthly service fees, minimum balance requirements, and more.

Chime gives you: A Chime Visa Debit Card. An FDIC-insured deposit account that can be managed entirely from your smartphone. A Savings Account that helps you save money without thinking about it.

Chime is a financial technology company offering online banking services to its users with no bank fees, and an option to receive direct deposit up to two days early. The company is headquartered in San Francisco, California and was founded in 2013 by Chris Britt and Ryan King.

Chime is considered the most popular neobank in the US, with over 13 million active customers. It has also been able to maintain a lead even with European contenders Revolut, Monzo and N26 all launching in the US over the past two years. It also raised $750 million in July 2021, at a valuation of $25 billion.

Yes, Chime is legit and the best mobile banking app in 2023. Chime offers basic banking services through an easy-to-use mobile app. It has no monthly, annual, or minimum balance fees, high savings rates, fee-free ATM network, and Visa debit card make it the perfect banking solution for mobile banking.

While Chime cards work all over the world, currently we can only offer accounts to members with a valid SSN, living in the United States and District of Columbia.