Good drivers save more.

We're here to fix it. To that end, Root is the first car insurance company that was founded on the relentless pursuit of fairness. We use an app to rate drivers based on how they actually drive - not just their demographics. By not insuring bad drivers, Root could save good drivers up to $900 a year.

The GPS and accelerometer built into your smartphone are engaged during the test-drive period, allowing the Root app to determine the number of hours you drive, your average speed, braking distance and pressure, mileage, and other factors. By only covering safe drivers, Root can offer more affordable insurance rates.

Root is the nation's first licensed insurance carrier powered entirely by mobile and is currently offered in 34 states. In 2020, Root went public, serving as Ohio's largest IPO.

Root's mission is to help young adults create a pathway to independence through foodservice training and employment. By developing essential life and work readiness skills, youth leave Root prepared for success in the workplace.

Alex Timm // CEO and Co-founder Root Insurance As Co-founder and Chief Executive Officer of Root, Alex leads the company in revolutionizing this outdated industry, using mobile technology and data science to offer personalized auto insurance rates to good drivers.

Root car insurance is suited only for good drivers who aren't seeking specialized coverage options and who are comfortable with managing their policies online. The company's high level of complaints and average grade for handling collision claims are downsides to consider.

Looking for full coverage insurance? There's actually no such thing as “full coverage” in the industry, but the term usually refers to combining Liability (Bodily Injury and Property Damage), Collision, and Comprehensive. Root offers all of these coverages.

Its app uses an accelerometer paired to a smartphone to measure acceleration, speed, sharp turns, phone usage and hard braking. When I'm in my car with my paired phone, the app assumes I'm driving. When my wife is in her car with her paired phone, it assumes she's driving.

Root Insurance relies on telematics to track your driving patterns. More companies are offering telematics tools as an option (Progressive Snapshot is one example) to their policyholders, but Root is the only insurer that implements it as the primary rating mechanism.

ROOT Stock 12 Months Forecast Based on 9 Wall Street analysts offering 12 month price targets for Root in the last 3 months. The average price target is $9.72 with a high forecast of $15.00 and a low forecast of $5.50. The average price target represents a 2.10% change from the last price of $9.52.

Roots Canada Vision Statement To inspire the world to experience everyday adventures with comfort and style. Roots Canada Mission, Vision & Values. Headquarter.