The Bank of America® Travel Rewards credit card is an excellent option for frequent travelers who want flexible rewards but just can't bring themselves to pay an annual fee for a credit card. Cardholders earn an unlimited 1.5 points per dollar spent on all purchases.

No annual fee † and no foreign transaction fees Enjoy no annual fee and no foreign transaction fees while earning points to use for a statement credit to pay for flights, hotel stays, vacation rentals, baggage fees, and also at restaurants – including takeout.

A travel credit card focuses on the accumulation of points (or miles) that then can be redeemed for travel-related awards. Such awards include airline flights, hotel stays, car rentals, and more. An airline rewards credit card typically rewards you with miles for the purchases you make using the card.

How does the Bank of America® Cash Rewards credit card work? earns 3% back on a category of your choice and 2% back on grocery store and wholesale club spending, on up to $2,500 per quarter in combined spending in those categories. All other purchases earn 1% back.

NerdWallet's Best Bank of America Credit Cards of October 2023

• Bank of America® Customized Cash Rewards credit card: Best for Bonus category cash back.
• Bank of America® Unlimited Cash Rewards credit card: Best for Simple cash back.
• Bank of America® Travel Rewards credit card: Best for Travel.

For the best online banking experience, we recommend logging in at usbank.com.

1. Select the rewards card, choose Go to rewards & benefits, then select Redeem rewards.
2. Choose Travel, select your travel category (flights, hotels, car rental, activities, cruises)
3. Complete the required fields, then select Search.

You can typically redeem your travel rewards for things like flights, hotels, car rentals and vacation packages. Some issuers also let you redeem travel rewards for statement credits and other non-travel options.

What is a travel credit? When travel has been disrupted or cancelled, and the booking conditions of the reservation don't permit a refund, sometimes a travel supplier will allow the amount booked to be used as a credit for future travel.

Whether you're managing money for yourself, your family or a small business, Bank of America has got you covered with a variety of checking and savings accounts and credit cards. Our digital tools allow you to track spending and pay bills anytime, anywhere.

What kind of card is Bank of America? Bank of America cards are credit cards and debit cards on the Visa or Mastercard network. For example, the Bank of America® Customized Cash Rewards credit card is a Visa card for people with excellent credit that offers 1 - 3% cash back on purchases.

Top Picks for Bank of America Credit Cards: Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card: Best Bank of America business card. Bank of America® Premium Rewards® credit card: Best Bank of America travel card. Bank of America® Unlimited Cash Rewards credit card: Best for cash back.

The Bank of America Travel Rewards card is worth it in part because it gives 25,000 points to online applicants who spend $1,000 in the first 90 days. It also rewards all users with at least 1.5 points / $1 spent on all purchases, and it has a 0% foreign transaction fee.