Bank of America® Customized Cash Rewards secured credit card. 3% cash back in the category of your choice, automatic 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and unlimited 1% cash back on all other purchases.

Bank of America® Premium Rewards® credit card. Earn unlimited points, that don't expire – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases. Get up to $200 in combined Airline Incidental and TSA PreCheck®/Global Entry Statement Credits.

Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).

The credit limit for the Bank of America® Customized Cash Rewards credit card is usually at least $1,000 and can be much higher, with some cardholders reporting limits of over $50,000. Bank of America uses your income, credit profile, and other information to set your card's credit limit.

Citi Custom Cash® Card Overview Citi's no-annual-fee credit card earns cash back rewards on purchases in one of 10 popular everyday categories but doesn't require you to keep track of categories or activation periods. Instead, you automatically earn rewards in your top spend category each billing cycle.

Redeem your cash rewards for any amount, anytime for statement credits, deposits made directly into a Bank of America® checking or savings account, or for credit to an eligible account with Merrill. Redemptions for a contribution to a qualifying 529 account with Merrill or for a check start at $25.

The Bank of America® Unlimited Cash Rewards credit card is an excellent choice for earning rewards beyond the Customized Cash card's spending limit. It will also be great for purchases at retailers that typical bonus categories don't cover - including Walmart, Target and other superstores.

Yes. Bank of America cards can be used internationally, with no need to tell Bank of America about your travel plans in advance. Just look out for the logo of the network your card is issued on – Visa or Mastercard for example – to start spending.

The Bank of America Customized Cash Rewards credit card is an excellent no-annual-fee card if you think you'll earn more by maximizing the card's bonus categories rather than with a 1.5 percent flat-rate cash back card.

Rewards credit cards offer points that can be redeemed for merchandise, flights, and more, whereas cash back cards give you a fixed dollar amount for every purchase you make. Choose a credit card based on your lifestyle and what gives you the most bang for your buck.

The Bank of America card that gives the highest credit limit is the Bank of America® Customized Cash Rewards credit card, which has a reported maximum limit of $95,000. Your individual limit will be determined based on your credit history, income, outstanding debts, and other factors.

On our list, the card with the highest reported limit is the Chase Sapphire Preferred® Card, which some say offers a $100,000 limit. We've also seen an advertised maximum credit limit of $100,000 on the First Tech Odyssey Rewards™ World Elite Mastercard®, a credit union rewards card.