The Discover it® Cash Back offers the higher rate: Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.

The Discover it® Cash Back credit card is a great choice for people with good to excellent credit. We also offer the Discover it® Miles Travel Card, Discover it® Chrome Gas and Restaurants Card and NHL® Discover it® Card. Students can choose a cash back credit card or gas & restaurant credit card.

The Discover it® Secured Credit Card is made out of plastic and not metal, like most other credit cards. There's no functional difference between a plastic card like the Discover it Secured Credit Card and a metal credit card, though, so don't dismiss the Discover it Secured Credit Card just because it isn't metal.

Discover it® Cash Back vs. It offers 2% cash back on all purchases - 1% when purchases are made and another 1% when they're paid off, without charging an annual fee. The card offers a 0% intro APR on balance transfers for 18 months. After that, the standard variable APR will be 19.24% - 29.24%, based on creditworthiness.

Key Takeaways. Although the credit card network industry is dominated by Visa and Mastercard, smaller players like Discover share a piece of the pie. Discover launched its credit card with cashback rewards and no annual fees in 1986. Its cashback rewards remain among the highest in the industry.

Today, you can use your Discover card at 99% of U.S. merchants that take credit cards, making it a reliable and convenient payment method. You can confidently use your Discover card to make everyday purchases, whether you're dining at a mom-and-pop restaurant or shopping online with a major retailer.

No, Discover cards are not Visa cards. Discover and Visa are two different credit card payment networks, and work separately. Discover credit cards operate on the Discover payment network, while Visa credit cards are processed on the Visa credit card network.

Discover is the third largest credit card brand in the U.S. based on the number of cards in circulation, behind Visa and Mastercard, with 57 million cardholders.

How much is the security deposit on the Discover it® Secured card? account. You can choose to deposit more money to get a higher limit. The maximum credit limit is $2,500.

No, Discover cards are not Visa cards. Discover and Visa are two different credit card payment networks, and work separately. Discover credit cards operate on the Discover payment network, while Visa credit cards are processed on the Visa credit card network.

No, Discover cards are not Visa cards. Discover and Visa are two different credit card payment networks, and work separately. Discover credit cards operate on the Discover payment network, while Visa credit cards are processed on the Visa credit card network.

Key Takeaways Although the credit card network industry is dominated by Visa and Mastercard, smaller players like Discover share a piece of the pie. Discover launched its credit card with cashback rewards and no annual fees in 1986. Its cashback rewards remain among the highest in the industry.

Cardholders that don't mind a little elbow grease to make their rewards cards shine will find the Discover it® Cash Back is one of the best no-annual-fee credit cards for low rates and fees, cash back, first-year offers and customer service.

Discover is accepted nationwide by 99% of the places that take credit cards. And around the globe, the Discover Global Network offers acceptance in 200 countries and territories.

The Discover it® Cash Back is a good credit card that's worth it for people with a credit score of 700+ who want a $0 annual fee and a high rewards rate. Discover it® Cash Back offers 5% cash back on purchases in bonus categories up to a quarterly maximum, and Discover will match the rewards you earn the first year.

NerdWallet's Best Discover Credit Cards of October 2023

• Discover it® Cash Back: Best for Cash back.
• Discover it® Chrome: Best for Cash back.
• Discover it® Miles: Best for Travel.
• Discover it® Balance Transfer: Best for Balance transfers.
• Discover it® Student Chrome: Best for College students.