Progressive's Snapshot program personalizes your car insurance rate based on your actual driving. It's technically called usage-based insurance. That means you pay based on how and how much you drive instead of just traditional factors.

Can Progressive Snapshot increase your rates? Yes, Progressive Snapshot can increase your car insurance rates if you engage in risky driving habits. These behaviors include accelerating too fast, braking too hard, taking corners too fast or using your phone while driving.

How long does the Progressive Snapshot program last? You have to keep the Snapshot device in your car for however long it takes Progressive to gather enough driving data to determine your discount. This typically takes between 75 days and six months.

Whether Progressive Snapshot is worth it depends on your driving habits and if you'd be considered a safe or risky driver. Safe drivers can receive a decent discount when their Progressive policy renews, while those deemed to be riskier drivers can see an increase in car insurance costs.

With Snapshot, we measure a variety of factors related to your driving, including things such as the time of day you drive, sudden changes in speed (hard brakes and rapid accelerations), the amount you drive, and, for customers using the mobile app in some states, how you're using your mobile phone while driving.

Snapshots are generally created for data protection, but they can also be used for testing application software and data mining. A storage snapshot can be used for disaster recovery (DR) when information is lost due to human error.

What is Snapshot? Typically, car insurance rates are based on a variety of factors related to your driving history or the histories of drivers who are similar to you. Snapshot prices your insurance differently and personalizes your insurance rate based on your actual driving (called usage-based car insurance).

Racking up more miles is the easiest, controllable factor to beat the system. The hard brake-to-mile ratio is really what they're looking for when determining the discount for your policy. In other words, you can either adjust your braking behavior, or you can add more miles to the data to win with the law of averages.

The mobile app uses GPS to calculate your speed over time, mileage, and driving behaviors such as hard braking. Location data is used to provide trip information on the phone. It may also be used for underwriting purposes but is not used in determining your personalized rate.

Snapshot gives people more control over how much they pay for auto insurance and can help make people safer drivers. With Snapshot, safe driving saves you more on your car insurance. Customers who enroll in the mobile application version of Snapshot use their smartphone to collect data through the App.

With Snapshot, we measure a variety of factors related to your driving, including things such as the time of day you drive, sudden changes in speed (hard brakes and rapid accelerations), the amount you drive, and, for customers using the mobile app in some states, how you're using your mobile phone while driving.

Returning the device. After the end of the monitoring period, you can use the original device package (and the postage-paid return label that was in it) to return the device to us. Please do not remove and return the device until we notify you that we have gathered enough Snapshot Data.