Marcus is the online-only consumer banking and lending arm of investment bank Goldman Sachs. It offers unsecured personal loans with zero fees for borrowers with excellent credit.

Marcus offers a high-yield Online Savings Account and certificates of deposit with competitive interest rates in the US through Goldman Sachs Bank USA. Goldman Sachs Bank USA is a member of the Federal Deposit Insurance Corporation (FDIC), which insures deposits up to certain limits (see FDIC).

Marcus by Goldman Sachs Personal Loans personal loans are a good fit for you if you have high-interest debt that you are looking to pay off. A drawback of this loan is that it does not accept joint applications or co-signers. If you are looking to apply with a co-borrower check out PenFed Personal Loans.

Personal Loan is an unsecured credit provided by financial institutions based on criteria like employment history, repayment capacity, income level, profession and credit history. Personal Loan, which is also known as a consumer loan is a multi-purpose loan, which you can use to meet any of your immediate needs.

Our mission is to help you make the most of your financial potential at every moment. Marcus combines Goldman Sachs' 150+ years of expertise and excellence with intuitive digital experiences to keep pace with our customers' ambitions – now and in the future.

Marcus is an online bank without any bank branches or ATM network. However, you can connect your Marcus account to your existing bank account and access mobile banking within the Marcus mobile app. The app is available for both iOS and Android devices.

"... you can avoid the fees that traditional banks tend to charge, making it one of the best savings accounts around." "No transaction fees from Marcus and no minimum deposit to open." "Offers a top-of-the-line APY and no monthly fees or minimum deposit requirements."

Marcus by Goldman Sachs offers another potential upside to consumers: no fees. While you might see account minimums on certain products like CDs, you won't find account maintenance fees. Plus, Marcus doesn't charge late fees on personal loan payments, and sending and receiving wire transfers are both fee-free.

$3,500 to $40,000 Loan amount Marcus offers loans ranging from $3,500 to $40,000. The money can be deposited into your account within a week to 10 business days.

between one and four days The Marcus approval process can take less than 24 hours. Upon approval, it typically takes between one and four days after a borrower's bank account is verified for the loan funds to hit their account.

10 Benefits of Personal Loans

• Flexible Use.
• One Lump Sum.
• Fast Funding.
• They Can Help Build Your Credit Score.
• Higher Borrowing Limit than a Credit Card.
• Lower Interest Rates than a Credit Card.
• Predictable Repayment Schedule.
• Flexible Repayment Terms.

Loan Product means a specific type of loan offered by a Lending Operation that is licensed by the Commission. Based on 4 documents. 4. Loan Product means any loan product or service of the Lenders that we display on our Sites following the submission of a Loan Enquiry by you.

Industry Leader. Across the globe, it's generally recognized that Goldman Sachs is the industry leader in investment banking. This is a great “why Goldman Sachs answer”. The firm consistently ranks at the top of various league tables and is the trusted advisor for the world's biggest corporations.

Unlike other investment banks, GS strategically positions itself as the “friend of corporations” and defends businesses against hostile actors. Corporate defense has historically been an integral part of the Goldman Sachs M&A franchise.

Complete the application and open your account online or in the Marcus app. We don't require a minimum deposit or a credit check. Link your checking or savings accounts at other banks and transfer money into your Marcus savings account. You'll start earning interest the day your transfer is initiated.

There is an outgoing ACH transfer limit of $125,000 per transfer when the transfer is initiated online. If you need to withdraw more than $125,000, please give us a call or chat with us, 24 hours a day / 7 days a week.