Discover it® Student Cash Back Card Benefits Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com,8 grocery stores, restaurants, gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

All Discover student credit cards offer cash back rewards. You earn Cashback Bonus® as a percentage of the money you spend on your credit card. For example, Discover it® Student Chrome earns 2% Cashback Bonus® at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically.

The Discover it® Cash Back card, in contrast, offers a bigger credit limit than you'll get on the student version and a more generous promotion, including a 0 percent intro APR for 15 months on purchases and balance transfers (then a variable APR of 16.24 percent to 27.24 percent).

Key points about: Discover student credit cards Student credit cards can offer an opportunity to improve your financial literacy while earning rewards geared towards students. You do have to be a student to get a student credit card.

With healthy - but capped - earnings in some areas of spending and an introductory APR on purchases, the Discover it® Student Cash Back card can help those without storied credit histories build credit while still receiving access to benefits like rotating cash-back rewards and an introductory APR offer.

While the Discover it® Student Cash Back and Discover it® Student Chrome are very similar, they offer different rewards structures, each one appealing to different types of cardholders. The Discover it® Student Cash Back card offers a higher cash back rate on alternating bonus spending categories.

One important thing to keep in mind when shopping for credit cards as a student who plans to study abroad is that while the Discover it® Student Cash Back card has no foreign transaction fees, Discover may not be as widely accepted outside the U.S. as other major card issuers.

The main difference will come down to whether you want to receive a higher rewards rate on rotating cash back categories or prefer a lower (but consistent) rewards rate on restaurants and gas purchases. Before you choose a student card, be sure to check out the other top student credit cards we recommend.

The best Discover student credit card is the Discover it® Student Cash Back because it gives 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), and 1% back on all other purchases. That puts it in the top tier of student credit cards.

The Discover it Student Cash Back card is not a metal credit card. It is made of plastic like most other credit cards.

High Merchant Acceptance: Dominican Republic, India, Ireland, Israel, Jamaica, Japan, Puerto Rico, Chile, Spain. Moderate Merchant Acceptance: Brazil, China, Canada, Costa Rica, Germany, Italy, Mexico, Netherlands, South Africa, United Arab Emirates, United Kingdom.

You are guaranteed a credit limit of at least $500 on each Discover it Student card. Discover will periodically review your account and may offer a credit limit increase if you've been consistently paying on time. You can request a credit limit increase online, or by calling customer service at 1 (800) 347-2683.

$0 Annual fee: $0. Bonus: INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year!

The Discover it® Secured Credit Card is made out of plastic and not metal, like most other credit cards. There's no functional difference between a plastic card like the Discover it Secured Credit Card and a metal credit card, though, so don't dismiss the Discover it Secured Credit Card just because it isn't metal.

It offers a reasonable APR of 18.24% - 27.24% Variable APR. The low-end APR on this card is impressive, considering our weekly rate report lists the average student card APR as hovering at nearly 20%. It also doesn't charge a penalty APR if you miss a payment, although missed payments can affect your credit score.

Discover card in Europe Unfortunately, using your Discover card can be hit or miss in Europe. While acceptance is high in a few countries, such as Austria and Switzerland, it's more limited in many popular destinations. France, in particular, has a low acceptance rate.