What is Discover Card Discover it Cash Card?
Discover it Cash Card is a credit card offered by Discover Financial Services. It is a popular cashback rewards card that is widely used by consumers in the United States. The card is known for its generous cashback rewards and unique features that make it stand out from other credit cards in the market.
One of the most significant benefits of the Discover it Cash Card is the cashback rewards program. Cardholders can earn 5% cashback on rotating categories that change quarterly, such as gas stations, restaurants, Amazon, and grocery stores, up to a maximum spend of $1,500 per quarter. Additionally, they can earn unlimited 1% cashback on all other purchases. The rewards can be redeemed as statement credits, gift cards, or direct deposits to any bank account.
Another unique feature of the Discover it Cash Card is the Cashback Match program. This program matches all the cashback earned by new cardmembers at the end of their first year, effectively doubling their rewards. For instance, if a cardmember earns $500 in cashback during their first year, the Cashback Match program will credit their account with an additional $500 in rewards, bringing the total to $1,000.
The Discover it Cash Card also comes with a range of other perks and benefits, including free access to your FICO credit score, zero fraud liability, and purchase protection. Cardholders can also enjoy exclusive shopping and travel discounts through Discover Deals.
Overall, the Discover it Cash Card is an excellent choice for those looking for a rewards credit card with a generous cashback program and unique features. It is well-suited for consumers who want to earn rewards on everyday purchases and enjoy extra savings in the process.
Frequently Asked Questions about discover card discover it cash card
The Discover it® Cash Back Credit Card allows cardmembers to earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn 1% cash back on all other purchases – automatically.
With your Discover it card, you automatically earn unlimited 1% cash back on all purchases. Earn 5% cash back at different places each quarter, when you activate. NOW: Earn 5% at Amazon.com and Target, now – December 31, 2023, on up to $1,500 in purchases, when you activate.
The Discover it® Secured Credit Card is made out of plastic and not metal, like most other credit cards. There's no functional difference between a plastic card like the Discover it Secured Credit Card and a metal credit card, though, so don't dismiss the Discover it Secured Credit Card just because it isn't metal.
The Discover it® Cash Back is perfect for people who can adjust their spending to take advantage of Discover's cash back calendar each quarter. Its high-earning rewards scheme maximizes Discover's Cashback Match bonus, making it one of the best welcome offers for a no-annual-fee card.
Is Discover Accepted Internationally? The Discover Global Network allows you to use your card in over 200 countries and territories and 60 million locations worldwide. While Visa still has more merchant locations, Discover's acceptance map includes popular destinations in Europe, Canada, Australia and Asia.
A cash back credit card is a type of rewards card that you can use to earn cash on purchases. A cash back card can be a little easier to use than travel rewards cards because the value of your rewards is clear.
Spending rewards
- Cash back in popular areas.
- Redemption flexibility.
- A long 0% intro APR period.
- A valuable sign-up bonus for new cardholders.
- No late fee the first time you pay late.
- No foreign transaction fees.
- An account-freezing function.
- Social Security number alerts.
A cash advance lets you use your credit card to withdraw cash at a bank, ATM, credit union, or sometimes by using checks. Essentially, you're borrowing cash against your credit line instead of using your credit card to make a purchase.
The Discover it® Cash Back credit card is a great choice for people with good to excellent credit. We also offer the Discover it® Miles Travel Card, Discover it® Chrome Gas and Restaurants Card and NHL® Discover it® Card. Students can choose a cash back credit card or gas & restaurant credit card.
Discover is both a credit card issuer and a card network. Visa and Mastercard are networks only. Discover is accepted in more than 200 countries and territories, same as Visa and Mastercard. Visa and Mastercard are accepted at 10.7 million U.S. merchant locations, versus 10.6 million for Discover.
Is Discover Accepted Internationally? The Discover Global Network allows you to use your card in over 200 countries and territories and 60 million locations worldwide. While Visa still has more merchant locations, Discover's acceptance map includes popular destinations in Europe, Canada, Australia and Asia.
No, Discover cards are not Visa cards. Discover and Visa are two different credit card payment networks, and work separately. Discover credit cards operate on the Discover payment network, while Visa credit cards are processed on the Visa credit card network.
Discover card in Europe
Unfortunately, using your Discover card can be hit or miss in Europe. While acceptance is high in a few countries, such as Austria and Switzerland, it's more limited in many popular destinations. France, in particular, has a low acceptance rate.
No, Discover cards are not Visa cards. Discover and Visa are two different credit card payment networks, and work separately. Discover credit cards operate on the Discover payment network, while Visa credit cards are processed on the Visa credit card network.
You need to spend money to earn cash back, so it's not really free money. Credit card companies that run cash back programs do so to incentivize people to use their credit cards. The money you stand to earn as cash back is simply a portion of the merchant fees that your card provider charges.
Rewards credit cards offer points that can be redeemed for merchandise, flights, and more, whereas cash back cards give you a fixed dollar amount for every purchase you make. Choose a credit card based on your lifestyle and what gives you the most bang for your buck.
